Your Island Pension

The States of Guernsey has introduced the Secondary Pensions regulations to help islanders save for their retirement and reduce pensioner poverty.

Your Island Pension (YIP) is an approved, compliant secondary pensions scheme for Guernsey and Alderney, designed with everyone in mind. 

60 % of the Guernsey population do not save into a pension

The good news is that we are all living longer but this means that we all need to save to ensure we can have an enjoyable retirement.

What are secondary pensions?

Easy. Simple. Affordable.
YIP Provides

  • An approved, compliant Guernsey Secondary Pensions Scheme
  • A Master Trust (so separate from employer assets) and easy to join
  • Consistent service for everyone - no minimum size or preferred industry sectors
  • Simple and transparent fee structure – 1% annual management charge
  • Fees paid automatically by members via deduction from their Member Account
  • No joining or ongoing fees for employers
  • Compatibility with Returns Creator
  • Compatibility with local payroll providers
  • Simple investment options

Find more about what you need to do

We are taking bookings now!

For more information, or if you want to book your slot now and get everything sorted out before your start date, then please contact: